custom content for benefit agencies

Benefits Basics: What Is an EAP?

By on May 6, 2024 in Blog, Custom Content, custom content for benefit agencies, Employee Benefits |

Mental health isn’t just the absence of illness. It’s a continuum ranging from severe symptoms such as panic attacks and major depression to excellent mental strength and well-being. Sometimes you’re not ill, but you aren’t well either – and you need help.  If you’re feeling down about work or a problem in your life and need to talk to somebody, an Employee...

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What Is Hospital Indemnity Insurance?

By on Apr 25, 2024 in Blog, custom content for benefit agencies, Employee Benefits, Voluntary Benefits |

No matter whether it is anticipated or unexpected, a hospital stay is expensive.  According to, the average 3-day hospital stay in the United States costs around $30,000.  Health insurance will cover some of the costs if you are admitted to the hospital, but you may have other out-of-pocket costs.  Hospital Indemnity Insurance can help cover expenses...

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8 Low or No Cost Employee Benefits That Engage and Retain Employees

By on Apr 15, 2024 in Blog, custom content for benefit agencies, Employee Benefits |

Free and low-cost employee benefits are perks that don’t cost you much financially. These perks are often simple to provide and help enhance an existing employee benefits package. Including non-traditional benefits in a job offer shows employees your values; they’re a promise to both current and potential employees that you’ll support them and treat them...

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What Kind of Deductible Do You Have?: Embedded vs Aggregate

By on Mar 11, 2024 in Blog, custom content for benefit agencies, health |

Everyone needs health insurance but many people don’t fully understand it.  One important concept to understand is your deductible.  A deductible is the amount of money that must be paid for covered services before the health insurance company begins paying for expenses. For an individual plan, the deductible is straightforward.  But family plans are a bit more...

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Critical Illness Insurance: What Is It? Who Needs It?

By on Feb 21, 2024 in Blog, custom content for benefit agencies, Voluntary Benefits |

Critical illness insurance is known by many names: heart attack insurance, catastrophic illness insurance and sick insurance are just a few. No matter what it’s called, it’s designed to guard against the financial costs of a serious disease or condition. As the average life expectancy in the United States continues to increase, insurance brokers are finding ways to...

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Employee Benefit Trends for 2024

By on Feb 12, 2024 in Blog, custom content for benefit agencies, Employee Benefits |

The challenges that influenced the benefits landscape in 2023 persist—perhaps even more so. Rising costs, due to inflation and increasing health care prices, will continue to present challenges this new year.  But employers who understand the benefits landscape for 2024 can mold their approach for the upcoming year. A new year means revisiting your existing benefits...

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