Voluntary Benefits

What Is Hospital Indemnity Insurance?

By on Apr 25, 2024 in Blog, custom content for benefit agencies, Employee Benefits, Voluntary Benefits |

No matter whether it is anticipated or unexpected, a hospital stay is expensive.  According to HealthCare.gov, the average 3-day hospital stay in the United States costs around $30,000.  Health insurance will cover some of the costs if you are admitted to the hospital, but you may have other out-of-pocket costs.  Hospital Indemnity Insurance can help cover expenses...

Read More

Critical Illness Insurance: What Is It? Who Needs It?

By on Feb 21, 2024 in Blog, custom content for benefit agencies, Voluntary Benefits |

Critical illness insurance is known by many names: heart attack insurance, catastrophic illness insurance and sick insurance are just a few. No matter what it’s called, it’s designed to guard against the financial costs of a serious disease or condition. As the average life expectancy in the United States continues to increase, insurance brokers are finding ways to...

Read More