Blog

The Right Care, at the Right Time: ER vs. Urgent Care


All too often, illness or injury appears out of the blue: You wake up in the middle of the night with intense abdominal pain.  Or your baby spikes a high fever on the weekend. These situations are stressful and it’s hard to think when you’re under stress. But you need to decide where to go to get medical care for yourself or a loved one. Understanding the levels of acute medical care before you need it can help you focus and get the appropriate help quickly.

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Tags: Blog, custom content for benefit agencies, Employee Benefits

Make the Most of Your FSA


When it comes to health insurance, there is a lot of jargon and plenty of acronyms. Many people have heard of FSAs, but may not actually know — what is a flexible spending account, exactly?

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Tags: Blog, custom content for benefit agencies, Employee Benefits, Trending Topics

One Size Doesn’t Fit All: Tailoring Benefits for Gen Z


Get ready for a new wave of talent! Gen Z (born between 1997 and 2012), or Zoomers, is the youngest generation entering the workforce, and they’re bringing fresh perspectives and priorities. Unlike previous generations, Gen Z isn’t just punching a clock. They crave opportunities for personal and professional growth, a workplace that prioritizes mental well-being, and financial security for the future.

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Tags: Blog, custom content for benefit agencies, Employee Benefits

Benefits That Matter: Attract and Retain Millennial Talent


Today’s workforce is a mix of generations, but you can’t afford to overlook Millennials, the largest generation in the workforce. Known for their flexibility and problem-solving skills, Millennials bring a powerful combination of experience and value to any company.

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Tags: Blog, custom content for benefit agencies, Employee Benefits

HDHPs: A Beginner’s Guide to High Deductible Health Plans


In today’s world of complex health insurance options, High Deductible Health Plans (HDHPs) have become increasingly popular. But with a name like “high deductible,” it’s natural to have questions. Let’s break down the basics of HDHPs:

What is an HDHP?

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Tags: Blog, Custom Content, custom content for benefit agencies

Unlocking Boomer Loyalty: Essential Benefits They Value


A Baby Boomer is someone born between 1946 and 1964. This generation is currently between 58 and 78 years old (in 2024).  They tend to have a strong, loyal work ethic and excel at face-to-face communication and building relationships with colleagues.  Boomers have a wealth of experience accumulated over long careers. They value jobs that allow them to leverage this experience and be seen as mentors or leaders.  They are also loyal and expect loyalty in return.

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Tags: Benefit Content, Blog, custom content for benefit agencies, Employee Benefits

Unlock a Healthier You with Preventive Care


The old adage “an ounce of prevention is worth a pound of cure” rings truer than ever in today’s world. While reactive healthcare plays a crucial role in treating illness, a growing emphasis is being placed on the power of health prevention and wellness.

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Tags: Blog, custom content for benefit agencies, health

Life Insurance on Your Terms: Unveiling Voluntary Coverage!


Life Insurance at Work: Your Guide to Voluntary Coverage

We all juggle life’s different responsibilities, and ensuring our loved ones are financially secure in case of our passing should be a top priority. Life insurance offers a safety net but typically the amount of coverage included as a standard company-paid life insurance policy isn’t enough to cover the financial needs of your dependents. This is where voluntary life insurance comes in – an option your employer might offer as part of your benefits package.

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Tags: Blog, custom content for benefit agencies, Employee Benefits

Benefits Basics: What Is an EAP?


Mental health isn’t just the absence of illness. It’s a continuum ranging from severe symptoms such as panic attacks and major depression to excellent mental strength and well-being.

Sometimes you’re not ill, but you aren’t well either – and you need help.  If you’re feeling down about work or a problem in your life and need to talk to somebody, an Employee Assistance Program (EAP) is a great solution.

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Tags: Blog, Custom Content, custom content for benefit agencies, Employee Benefits

What Is Hospital Indemnity Insurance?


No matter whether it is anticipated or unexpected, a hospital stay is expensive.  According to HealthCare.gov, the average 3-day hospital stay in the United States costs around $30,000.  Health insurance will cover some of the costs if you are admitted to the hospital, but you may have other out-of-pocket costs.  Hospital Indemnity Insurance can help cover expenses that result from a hospital visit and unexpected emergencies.

 

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Tags: Blog, custom content for benefit agencies, Employee Benefits, Voluntary Benefits