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HDHPs: A Beginner’s Guide to High Deductible Health Plans

By on Jul 2, 2024 in Blog, Custom Content, custom content for benefit agencies |

In today’s world of complex health insurance options, High Deductible Health Plans (HDHPs) have become increasingly popular. But with a name like “high deductible,” it’s natural to have questions. Let’s break down the basics of HDHPs: What is an HDHP? An HDHP is a health insurance plan with a higher deductible than traditional plans. This...

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Unlocking Boomer Loyalty: Essential Benefits They Value

By on Jul 2, 2024 in Benefit Content, Blog, custom content for benefit agencies, Employee Benefits |

A Baby Boomer is someone born between 1946 and 1964. This generation is currently between 58 and 78 years old (in 2024).  They tend to have a strong, loyal work ethic and excel at face-to-face communication and building relationships with colleagues.  Boomers have a wealth of experience accumulated over long careers. They value jobs that allow them to leverage this...

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Life Insurance on Your Terms: Unveiling Voluntary Coverage!

By on May 27, 2024 in Blog, custom content for benefit agencies, Employee Benefits |

Life Insurance at Work: Your Guide to Voluntary Coverage We all juggle life’s different responsibilities, and ensuring our loved ones are financially secure in case of our passing should be a top priority. Life insurance offers a safety net but typically the amount of coverage included as a standard company-paid life insurance policy isn’t enough to cover the...

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Benefits Basics: What Is an EAP?

By on May 6, 2024 in Blog, Custom Content, custom content for benefit agencies, Employee Benefits |

Mental health isn’t just the absence of illness. It’s a continuum ranging from severe symptoms such as panic attacks and major depression to excellent mental strength and well-being. Sometimes you’re not ill, but you aren’t well either – and you need help.  If you’re feeling down about work or a problem in your life and need to talk to somebody, an Employee...

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What Is Hospital Indemnity Insurance?

By on Apr 25, 2024 in Blog, custom content for benefit agencies, Employee Benefits, Voluntary Benefits |

No matter whether it is anticipated or unexpected, a hospital stay is expensive.  According to HealthCare.gov, the average 3-day hospital stay in the United States costs around $30,000.  Health insurance will cover some of the costs if you are admitted to the hospital, but you may have other out-of-pocket costs.  Hospital Indemnity Insurance can help cover expenses...

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