Blog

What Kind of Deductible Do You Have?: Embedded vs Aggregate

By on Mar 11, 2024 in Blog, custom content for benefit agencies, health |

Everyone needs health insurance but many people don’t fully understand it.  One important concept to understand is your deductible.  A deductible is the amount of money that must be paid for covered services before the health insurance company begins paying for expenses. For an individual plan, the deductible is straightforward.  But family plans are a bit more...

Read More

Critical Illness Insurance: What Is It? Who Needs It?

By on Feb 21, 2024 in Blog, custom content for benefit agencies, Voluntary Benefits |

Critical illness insurance is known by many names: heart attack insurance, catastrophic illness insurance and sick insurance are just a few. No matter what it’s called, it’s designed to guard against the financial costs of a serious disease or condition. As the average life expectancy in the United States continues to increase, insurance brokers are finding ways to...

Read More

Employee Benefit Trends for 2024

By on Feb 12, 2024 in Blog, custom content for benefit agencies, Employee Benefits |

The challenges that influenced the benefits landscape in 2023 persist—perhaps even more so. Rising costs, due to inflation and increasing health care prices, will continue to present challenges this new year.  But employers who understand the benefits landscape for 2024 can mold their approach for the upcoming year. A new year means revisiting your existing benefits...

Read More

Everyone Benefits From Year-Round Benefits Communication

By on Jan 19, 2024 in Blog, Custom Content, Employee Benefits, Employee Benefits |

For most organizations, employee benefits communication kicks into high gear during open enrollment season. During this time, there is a surge in emails, educational webinars, fliers throughout the office, and a barrage of forms demanding signatures. Post open enrollment, however, employees often receive minimal information about their benefits. While sporadic email...

Read More

6 Ways to Support Your Mental Health in 2024

By on Jan 3, 2024 in Blogging, custom content for benefit agencies, Trending Topics |

As we begin to settle into 2024, many of us are thinking about New Year’s resolutions.  The start of a New Year signals a time for change, reflection and a sense of ‘starting afresh’. This year, you can seize the new year’s spirit of renewal and make mental health your top priority! A healthy mind will increase your self-esteem, attract positivity, and help you...

Read More

Benefits 101: Tips and Tricks for a Healthy Season

By on Dec 4, 2023 in Blog, custom content for benefit agencies, health |

‘Tis the season for family, festivity, and food—lots of food. The holidays dish up a triple whammy of wintry weather, irresistible foods, and stress, which can cause even the strongest-willed person to reach for another festive goodie. While the notion of enjoying “healthy holidays” has a nice ring to it, reaching that goal can be very challenging.  Between the...

Read More